If you’re considering – or have asked – employees to use their own vehicles in relation to your business, consider the following information to help minimize your risk.
Generally, laws may hold employers responsible for the actions of employees performed within the course and scope of their employment – even when driving their personal vehicles.
While auto accidents cannot be predicted, the risk your business faces when employees drive their own vehicles for business purposes can be. If an employee is involved in an accident while performing work-related duties your business may be held responsible – entirely or in part – for the resulting damages. The extent to which your business is held responsible may be offset by the employee’s personal auto insurance coverage in force at the time of the event.