In today’s legal environment, an accident can threaten the solvency of your
business. Judges and juries award millions of dollars to victims of serious
accidents. Examples of losses paid by The Cincinnati Insurance Company,
include:
- $7.5 million to a 59-year-old man rendered a quadriplegic when his vehicle
was rear-ended by a policyholder's employee
- $5.5 million to a young victim of near-drowning due to a policyholder's
failure to properly supervise
- $7 million to an employee of a policyholder's sub-contractor who fell from
scaffolding, suffering a severe closed head injury
Cincinnati's exceptional umbrella liability insurance protects your business against the
devastating effects of a large verdict. We may offer liability limits from $1
million to $25 million or higher. For most coverages, these limits can drop
down to replace exhausted or reduced aggregate limits on your primary
insurance.