Look to your independent agent and The Cincinnati Insurance Companies to help manage the risk of your construction business, so you can stay focused on keeping your projects on track.
TAILORING YOUR INSURANCE PROGRAM
As a Cincinnati policyholder, you’ll receive a team of industry experts who will tailor insurance products and customize service plans to best serve your business needs. Service plans may include loss control service, claims reviews and access to our Cincinnati RiskManagerSM online platform for claims management. All are part of a year-round relationship that delivers the best value to you.
Experts help build an insurance program offering guaranteed cost, intermediate deductible solutions and three-year policy terms for qualifying accounts, in most states for many coverages:
- General liability offering broad coverage with built-in enhancements specifically for contractors, including excess wrap-up coverage and primary noncontributory coverage. Options include:
‒ Contractors broadening endorsement, providing 18 additional coverage enhancements in one form
‒ Blanket additional insured status
‒ Railroad protective liability
‒ Owners and contractor protective liability
‒ Contractors limited pollution liability
‒ Contractors errors and omissions
- Automobile
- Umbrella up to $25 million
- Workers’ compensation
- Property
- Inland marine
- Cyber risk
- Management liability
- Surety
- Owners and contractors protective and railroad protective
FOCUSING ON VARIOUS INDUSTRIES
Cincinnati offers flexibility for a wide variety of construction businesses:
- Civil and Infrastructure
- General contracting
- Specialty trade
MANAGING RISK AND CONTROLLING COSTS
Along with insurance protection, you receive Cincinnati’s proactive, collaborative loss control services from a department of technical specialists with an average of 29 years of experience. You’ll receive a single point of contact to help coordinate services to help you reduce costs, financially protect your business, keep your employees safe and continuously improve your program. You benefit through:
- Increased productivity
- Greater compliance with mandated regulations
- Lower cost of risk
