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Whether you’re planning a much-anticipated remodeling project or facing repairs to fix damage from a storm, hiring a contractor can be a daunting and nerve-wracking task. While most contractors are trustworthy, some are guilty of taking advantage of vulnerable homeowners – especially when the repairs involve an insurance claim.

The post How to protect yourself from fraud appeared first on The Cincinnati Insurance Companies blog.

When a house is still standing after a wildfire destroys neighboring homes, observers often wonder how the home survived.

The post Suppression tips may help keep homes standing appeared first on The Cincinnati Insurance Companies blog.

You’ve taken the precautions to make your home resistant to wildfire by installing non-combustible siding and roofing, removing all wood attachments, managing vegetation and landscaping and providing adequate defensible space, yet you may still be at risk.

The post 5 ways to protect your home from wildfire embers appeared first on The Cincinnati Insurance Companies blog.

When businesses and homeowners are desperate for help to repair and rebuild after a disaster such as a hurricane, tornado or wildfire, they seek assistance from anyone who will offer help. Unfortunately, there are scammers who prey on those emotions and take advantage of good people in their darkest hour.

The post Entrust storm repairs to honest contractors appeared first on The Cincinnati Insurance Companies blog.

Having a disaster plan is critical to keeping your animal companions safe. And horses require extra consideration because of their size and specific transportation needs.

The post Make emergency evacuation plan for your horse appeared first on The Cincinnati Insurance Companies blog.

Wildfire

In the event of a wildfire, personal safety is the highest priority. Compliance with evacuation orders is critical to ensure the safety of homeowners and first responders. You can take precautions before a wildfire to minimize damage to your home.

Preventative Measures:

  • Remove brush and fuel sources.
  • Close structure entryways such as garage doors and windows.
  • Move woodpiles and debris away from all structures.
  • Clean gutters and roofs of debris.
Firefighter surveying the area

Wildfire Defense Systems

We are proud to partner with Wildfire Defense Systems, the largest private-sector wildfire response company in the nation. When granted access by fire officials and when wildfire conditions allow for a safe operating environment, WDS may provide pre-suppression protection and mitigation services to your home. We include this service at no additional charge for Executive Classic or Executive Capstone™ policyholders in AZ, CA, CO, ID, MT, ND, NV, OR, TX, UT, WA and WY.

During a wildfire event, WDS may dispatch fire mitigation crews and engines, certified through the National Wildfire Coordinating Group, to visit potentially threatened properties to complete mitigation work before the fire arrives. WDS’s operations center, with experienced wildfire duty officers who monitor fire activity and determine when to deploy mitigation services, operates 24/7, 365 days a year. If WDS responds to a fire threatening your property, pre-suppression mitigation actions may include:

  • Nondestructive fuel mitigation
  • Removal of combustible storage items or furniture around the outside of the home
  • Sprinkler system set-up
  • Sealing non-mechanical home vents with fire-resistive tape
  • Application of fire-blocking gel or retardant
  • Protecting structures from post-fire residual threats

The WDS crews will return to properties where they provided pre-suppression actions for post-fire cleanup and assessment.

While we cannot guarantee that WDS will be able to provide pre-suppression mitigation services for all properties threatened during a wildfire, we have invested in this partnership to offer an additional layer of protection to our policyholders.

For additional information, please contact your independent agent.

Wildfire Evacuation

Defending Homes Against Wildfires

Additional Resources

https://www.readyforwildfire.org/prepare-for-wildfire/go-evacuation-guide/

https://www.nifc.gov/

https://www.nifc.gov/nicc/index.htm

https://inciweb.nwcg.gov/

CA residents should always consult CalFire for additional information on evacuations, road closures and shelters.

https://www.fire.ca.gov/ 

Our loss control service is advisory only. We assume no responsibility for management or control of customer loss control activities or for implementation of recommended corrective measures. This content was gathered from trade services and public information and does not identify or address all possible exposures. We do not warrant that this information is consistent with the underwriting guidelines of The Cincinnati Insurance Company and its subsidiaries or with any federal, state or local law, regulation or ordinance.
 
To report a claim: You may call us directly, 877-242-2544, to report your claim and provide us with your claim-related information. You may also contact your independent agent to report a claim.