Automobile Insurance

Insuring Your Automobiles

A professional, local independent agent can help you customize an automobile policy from The Cincinnati Insurance Company to make sure you get where you need to go with confidence.

You can feel secure knowing your Cincinnati Insurance auto policy is backed by a financially strong insurance company. A.M. Best Co., an independent insurance rating organization, awards Cincinnati Insurance an A+ (Superior) rating. Only the top approximately 10 percent of property casualty insurer groups receive A.M. Best's A+ or A++ ratings in the Superior category.


Not all car insurance is created equal. In fact, we've conveniently listed some of the reasons our auto policy stands out from the crowd.

You receive our industry-leading coverage for rental vehicles when you purchase auto liability coverage with Cincinnati Insurance. Should you have a covered accident in a rental car, claims are paid under your auto policy’s liability limit, with no deductible, in most states.

We cover physical damage to the vehicle, plus the rental company's lost income while the vehicle is out of use. Other carriers may insure rentals under the auto policy's physical damage coverage, requiring you to pay your policy deductible and buy coverage from the rental company for its lost income. 
Enjoy the simplicity and convenience of covering all of your auto insurance needs on a single policy. You'll have the flexibility to insure all of your personally owned private passenger vehicles, motorcycles, motor homes and antique or collector cars with one bill, one renewal date and one agent.



You pay less and save money with these premium-reducing credits:
  • Have few or no accidents over a period of time
  • Insure both your home and auto with us
  • Choose $500 or higher deductibles for each of your homeowner, collision and comprehensive coverages
  • Show auto drivers who qualify as honors students, earning a 3.0 GPA on a 4.0 scale or maintain a B average for the most recent term
  • Own or lease multiple vehicles insured on the same auto policy
  • Let your agent know if you have regular use of another vehicle that you do not own

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