Ways to Reduce Automobile Premiums

You can take steps to help reduce your automobile policy premiums.

• Increase your deductible: In most cases you’ll receive a lower rate when you increase your deductible (the out-of-pocket expense you pay if a claim occurs).
• Package your auto and home coverages together: Receive a package discount when you insure your home, condo or tenant policy along with your auto policy with Cincinnati.
• Enroll in RideWell^SM: Where available, you and each driver on your policy can enroll in our telematics app. You’ll receive a discount for signing up, and earn a credit on your renewal premium, up to 18% per household, when you receive a favorable driving score. See our RideWell page for more information.

¹National Highway Traffic Safety Administration

²National Conference of State Legislatures

³Center for Disease Control and Prevention

⁴NOAA- National Centers for Environmental Information

⁵Health System Tracker Peterson-KF

⁶Consumer Price Index