Ways to Reduce Automobile Premiums
You can take steps to help reduce your automobile policy premiums.
- Increase your deductible: In most cases you’ll receive a lower rate when you increase your deductible (the out-of-pocket expense you pay if a claim occurs).
- Package your auto and home coverages together: Receive a package discount when you insure your home, condo or tenant policy along with your auto policy with Cincinnati.
- Enroll in RideWellSM: Where available, you and each driver on your policy can enroll in our telematics app. You’ll receive a discount for signing up, and earn a credit on your renewal premium, up to 18% per household, when you receive a favorable driving score. See our RideWell page for more information.
1National Highway Traffic Safety Administration
2National Conference of State Legislatures
3Center for Disease Control and Prevention
4NOAA- National Centers for Environmental Information
5Health System Tracker Peterson-KF
6Consumer Price Index