Universal Life Insurance

A universal life insurance policy gives you the flexibility to choose the amount of protection that best fits your needs. Flexible death benefit amounts and premiums allow you to keep pace with today's changing life circumstances while building tax-deferred cash value.

LifeHorizons Simplicity Universal Life

Are you looking for universal life insurance protection with cash value accumulation, but the numbers just aren’t adding up? Consider Simplicity UL from Cincinnati Life.

Flexible death benefit amounts and premiums allow you to keep pace with today’s changing life circumstances while building tax-deferred cash value. As your needs change, the policy can change with you by allowing you to increase or decrease coverage.

With Simplicity UL you can count on:

  • Universal life coverage with competitive rates
  • Flexible premium payments and death benefits
  • Various riders to customize the policy to meet your needs
  • Guaranteed insurability through age 120
  • Tax-deferred cash value accumulation

LifeHorizons LifeSetter UL

People sometimes debate which type of coverage to purchase: term or permanent. Although term insurance is typically less expensive initially, the concern is that you may outlive your life insurance policy. With a permanent policy, you face the reality of paying a higher premium for the coverage.

Now you have another option. LifeSetter UL insurance offers you permanent death benefit protection with a lower level premium and minimum cash accumulation. By paying a level premium, you can guarantee that the coverage is there when needed.

LifeSetter UL also offers:

  • Death benefit guarantees to age 121
  • Flexible guaranteed periods to meet your changing insurance needs

contact an agency
Cincinnati Life serves you through a select group of independent agencies that perform as premier insurance organizations in their local communities.