Risk Management

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Swings and other outdoor play equipment have always been a popular childhood pastime. They also can be a great alternative to today’s “screen time” and other sedentary activities. However, playing on outdoor equipment does come at a risk.

The post Keep your child safe on outdoor play equipment appeared first on The Cincinnati Insurance Companies blog.

With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away.

The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.

Just about everything you do today carries a cyber security risk: networking on social platforms, working from home in the COVID-19 era, video conferencing for work or leisure, paying bills or shopping. Learn how to protect your personal information whenever you engage in technology using your phone, computer or tablet.

The post Strategies to protect yourself from cyber security risks appeared first on The Cincinnati Insurance Companies blog.

Creating defensible space around your home or business could make a major difference in whether your structure survives a wildfire.

The post Defensible space can make the difference in a wildfire appeared first on The Cincinnati Insurance Companies blog.

The Atlantic hurricane season starts June 1, and experts predict 2020 will be more active than normal. Now is the time to prepare to keep your family and possessions safe.

The post Hurricane season is coming – are you ready? appeared first on The Cincinnati Insurance Companies blog.

Providing Specialized Expertise

Your home is one of your most important financial and personal assets. Our risk management experts offer the below advice to help you prevent losses and protect your investments.

Their extensive backgrounds in home design, construction, valuation and relationships with contractors, architects, fire department personnel and service providers make them valuable resources. Their knowledge of building trends, labor and material costs and home safety allow them to provide services for qualifying homes that help you and your agent ensure you have the proper amount of insurance protection.

Review these topics on preventing loss for more details and tips:

Avoid Water Damage Losses

Water damage is consistently among the most common and severe causes of loss to homes.

Evaluate the Replacement Cost of Your Home

The cost to rebuild your home can vary greatly from the market value.

Choose to Protect Your Home

Some of the most common types of losses to your home can be prevented or greatly reduced with the installation of devices that monitor potential hazards like water intrusion and fire.

Prepare for Natural Disasters

When dealing with natural disasters such as wildfires, hurricanes and floods, proper preparation is the key to ensuring your family’s safety and limiting damage to your home.

Prevent Loss Through Proper Maintenance

Some of the most overlooked maintenance tasks in your home could result in the costliest damage.

Consider These Factors Before Building

Whether building a new home or renovating an existing home, there are many factors to consider and steps to take to ensure safety throughout the project.

Protect Your Valuable Personal Property

Your valuables, collections, art, wine may require special treatment to preserve them and keep them in good shape.

Our loss control service is advisory only. We assume no responsibility for management or control of customer loss control activities or for implementation of recommended corrective measures. This content was gathered from trade services and public information and does not identify or address all possible exposures. We do not warrant that this information is consistent with the underwriting guidelines of The Cincinnati Insurance Company and its subsidiaries or with any federal, state or local law, regulation or ordinance.
 
To report a claim: You may call us directly, 877-242-2544, to report your claim and provide us with your claim-related information. You may also contact your independent agent to report a claim.