Risk Management


While Southerners may enjoy swimming year-round, most Americans are limited to a summer pool season – and that means pool chemical season, too.

The post Healthy swimming: A matter of chemistry appeared first on The Cincinnati Insurance Companies blog.

Even as many companies reopen offices to employees, surveys show remote work is likely here to stay, at least part of the time. It’s important to understand that working from home adds responsibilities for employees to secure the data flowing through their home information networks.

The post 6 tips to secure your home computer network appeared first on The Cincinnati Insurance Companies blog.

You’re a safe driver: You follow all traffic laws, don’t speed and never allow yourself to be distracted by your phone while driving. Suppose you could take credit for your efforts and earn a discount on your car insurance?

The post Technology helps identify, reward safe drivers appeared first on The Cincinnati Insurance Companies blog.

Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place.

The post Emergency planning: Is your family ready? appeared first on The Cincinnati Insurance Companies blog.

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring.

The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.

Providing Specialized Expertise

Your home is one of your most important financial and personal assets. Our risk management experts offer the below advice to help you prevent losses and protect your investments.

Their extensive backgrounds in home design, construction, valuation and relationships with contractors, architects, fire department personnel and service providers make them valuable resources. Their knowledge of building trends, labor and material costs and home safety allow them to provide services for qualifying homes that help you and your agent ensure you have the proper amount of insurance protection.

Review these topics on preventing loss for more details and tips:

Avoid Water Damage Losses

Water damage is consistently among the most common and severe causes of loss to homes.

Evaluate the Replacement Cost of Your Home

The cost to rebuild your home can vary greatly from the market value.

Choose to Protect Your Home

Some of the most common types of losses to your home can be prevented or greatly reduced with the installation of devices that monitor potential hazards like water intrusion and fire.

Prepare for Natural Disasters

When dealing with natural disasters such as wildfires, hurricanes and floods, proper preparation is the key to ensuring your family’s safety and limiting damage to your home.

Prevent Loss Through Proper Maintenance

Some of the most overlooked maintenance tasks in your home could result in the costliest damage.

Consider These Factors Before Building

Whether building a new home or renovating an existing home, there are many factors to consider and steps to take to ensure safety throughout the project.

Protect Your Valuable Personal Property

Your valuables, collections, art, wine may require special treatment to preserve them and keep them in good shape.

Our loss control service is advisory only. We assume no responsibility for management or control of customer loss control activities or for implementation of recommended corrective measures. This content was gathered from trade services and public information and does not identify or address all possible exposures. We do not warrant that this information is consistent with the underwriting guidelines of The Cincinnati Insurance Company and its subsidiaries or with any federal, state or local law, regulation or ordinance.
To report a claim: You may call us directly, 877-242-2544, to report your claim and provide us with your claim-related information. You may also contact your independent agent to report a claim.