Loss Prevention


The pandemic, rising fuel prices and climate change concerns – along with improved battery technology and e-bike options – have combined to create a boom in bicycling. If you’re part of that boom, keep these tips in mind to stay safe and accident free.

The post Enjoy the bicycle boom: 5 tips for safe riding appeared first on The Cincinnati Insurance Companies blog.

Boating activity rose significantly during the pandemic, based on increased boat sales, new insurance policies and increased claims and calls for towing assistance. With more people on the water comes more potential for injuries.

The post A refresher on water sport and boating safety appeared first on The Cincinnati Insurance Companies blog.

Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character and are often one of a kind. However, hidden expenses could accompany all that charm.

The post Older homes: Hidden gems, or hidden pitfalls? appeared first on The Cincinnati Insurance Companies blog.

Buying a home is the biggest and most valuable purchase most people make. Many factors could draw you to a home: location, price, updated countertops or a large yard. The home inspection offers the buyer a deeper look into how the home has been maintained or whether it needs costly repairs.

The post Inspection gives home buyer a deeper look appeared first on The Cincinnati Insurance Companies blog.

You move into a new city and purchase a high-rise condo in one of the nicest parts of town. Shortly thereafter, you notice water leaking from the unit above, causing damage to your property. Sadly, this is a common reality for condo owners; water continues to be one of the top perils in high-rise habitational buildings.

The post What to watch for when buying a high-rise condo appeared first on The Cincinnati Insurance Companies blog.

Providing Specialized Expertise

Your home is one of your most important financial and personal assets. Our risk management experts offer the below advice to help you prevent losses and protect your investments.

Their extensive backgrounds in home design, construction, valuation and relationships with contractors, architects, fire department personnel and service providers make them valuable resources. Their knowledge of building trends, labor and material costs and home safety allow them to provide services for qualifying homes that help you and your agent ensure you have the proper amount of insurance protection.

Review these topics on preventing loss for more details and tips:

Avoid Water Damage Losses

Water damage is consistently among the most common and severe causes of loss to homes.

Evaluate the Replacement Cost of Your Home

The cost to rebuild your home can vary greatly from the market value.

Choose to Protect Your Home

Some of the most common types of losses to your home can be prevented or greatly reduced with the installation of devices that monitor potential hazards like water intrusion and fire.

Prepare for Natural Disasters

When dealing with natural disasters such as wildfires, hurricanes and floods, proper preparation is the key to ensuring your family’s safety and limiting damage to your home.

Prevent Loss Through Proper Maintenance

Some of the most overlooked maintenance tasks in your home could result in the costliest damage.

Consider These Factors Before Building

Whether building a new home or renovating an existing home, there are many factors to consider and steps to take to ensure safety throughout the project.

Protect Your Valuable Personal Property

Your valuables, collections, art, wine may require special treatment to preserve them and keep them in good shape.

Our loss control service is advisory only. We assume no responsibility for management or control of customer loss control activities or for implementation of recommended corrective measures. This content was gathered from trade services and public information and does not identify or address all possible exposures. We do not warrant that this information is consistent with the underwriting guidelines of The Cincinnati Insurance Company and its subsidiaries or with any federal, state or local law, regulation or ordinance.
To report a claim: You may call us directly, 877-242-2544, to report your claim and provide us with your claim-related information. You may also contact your independent agent to report a claim.

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