Whether you are just starting out or planning for retirement, LifeHorizons
Guaranteed Whole Life insurance is designed to protect you and your family for
your whole life. You will gain a sense of security knowing this permanent life
insurance can never be canceled as long as you pay the premiums.
Guaranteed whole life insurance offers a wide range of additional
- Guaranteed premiums remain level and will not increase while the policy is
- Guaranteed cash values accumulate on a tax-deferred basis allowing you to
start planning right away.
- Guaranteed insurability means that once the policy is in force, your
classification will never change, unless it is to your advantage.
- Guaranteed paid-up values are stated up-front for each policy year so you
know where you stand if you should decide to stop paying premiums.
Protection, Conservation, Continuation
LifeHorizons Guaranteed Whole Life is ideal for many of your needs today.
Consider using it when planning for:
- Estate conservation: Guaranteed liquidity to cover estate settlement
- Business continuation: Guaranteed cash value, death benefit and premiums to
finance business needs.
- Charitable giving: Increased ability to give larger charitable gifts to
churches or non-profit organizations.
- Conversion: Convert your current term insurance to this guaranteed,
permanent plan at very affordable rates with no proof of insurability.
- Impaired risk: Guaranteed premiums for individuals with increased health,
occupational or avocation risks.