Personal Cyber Protection

The Cincinnati Insurance Companies' Personal Cyber Protection, which can be added to your Cincinnati home, condo or tenant policy, protects you from a range of personal cyber risks. Personal Cyber Protection offers coverages and services for computer attacks, cyber extortion and online fraud, which can happen with smartphones, computers and other connected devices.

Personal Cyber Protection provides significant cyber insurance coverages, including:

  • Cyber Attack – pays to recover data and restore systems that have been lost or damaged due to a cyber attack, including attacks involving malware or unauthorized use of owned or leased computers, mobile devices and connected home devices. Covered devices include computers, security monitoring systems, smartphones, smart appliances, tablets, thermostats and Wi-Fi enabled devices.
  • Cyber Extortion – provides payments and professional assistance in responding to cyber extortion demands based on a credible threat to damage, disable, deny access to or disseminate content from devices, systems or data, including ransomware attacks.
  • Online Fraud – covers online fraud that results in a direct financial loss, including counterfeit currency, forgery, illegal bank and credit card transfers, and phishing schemes.

Limits of $25,000, $50,000 and $100,000 are available for all Cincinnati policyholders. If you are an Executive Capstone™, Capstone Condominium – Cooperative, Capstone Tenant or Executive Classic™ policyholder you may have additional limit options, up to $1 million. Contact your agent today for details.