Individuals & Families
About Us
Celebrating Our 75th Anniversary
Learn More Claims
Claim Center
We're in the business of helping people, providing prompt and personal claims service when you need us the most.
Call 877-242-2544 anytime, day or night, to report claims. You may also contact your independent agent to report a claim.
- Personal & Business ClaimsLearn More
- Life ClaimsLearn More
- Workers' Compensation ClaimsLearn More
Insurance Resources
Plan & Protect
Reduce risks and enjoy peace of mind with these tips and insights to protect what matters most.
Severe Weather
Individuals & Families
Coverage That Works for You Before and After a Claim
Safeguarding your employees with Cincinnati's workers' compensation insurance
We know that you depend on your employees to be motivated and healthy - ready to help build your business. You can rely on Cincinnati Insurance for workers' compensation coverage to aid your employees in the event of work-related injuries or illnesses and to offer loss prevention services.
At Cincinnati, we offer worker’s compensation and employer’s liability coverage in 46 states. For monopolistic states like Ohio, North Dakota, Washington and Wyoming, the state fund is the only option available to businesses. We suggest adding employer's liability, also known as stop-gap coverage, to an existing workers' compensation policy in these states.
Report Accidents
You depend on your employees to help your business succeed. When an on-the-job injury happens, please immediately notify Cincinnati so we can:
- provide necessary information to your injured employee
- file a first report of injury with your state (as required by law)
- assist your injured employee in obtaining quality medical care, if appropriate
- coordinate recovery efforts with you, your injured employee and medical providers
- help you establish a stay-at-work and return-to-work program
Prompt claim reporting is central to successful workers’ compensation claim resolution. And, because many states have strict requirements, reporting incidents quickly helps fulfill your state‑specific obligations, minimizing your risk of notice‑related fines or disciplinary action.
Please call 1-877-242-2544, anytime, day or night, to report a workers’ compensation claim. You may also report claims to our Claim Reporting Center.
Explore More
Workers' Compensation Claims Reporting
Business Liability Insurance
Surety Bonds
Find an Agent