Cyber Insurance

Cincinnati Data Defender

For businesses concerned with data breaches, our Cincinnati Data Defender product automatically includes:

• Breach response expense and services – Coverage for responding to a data breach, including expenses for assisting all those affected
• Defense and liability – Financial protection for legal action following a data breach
• Identity recovery – Reimbursement and personal services to help owners or key employees with recovery following identity theft

Purchase this separately or combine it with Cincinnati Network Defender.

Cincinnati Cyber Defense

For businesses with more complex exposure, our broadest product automatically includes:

• Breach response expense and services, and reputational harm coverage¹
• Identity recovery protection that provides reimbursement and personal services to help owners or key employees with recovery following identity theft

Increase your Cyber Defense protection by choosing from the following options: 

• Computer attack – Coverage to recover from cyberattack, including data and system restoration and public relations expenses
• Loss of business income – Coverage to recover from the financial impacts of a computer attack or system failure²
• Cyber extortion – Coverage for responding to an extortion threat, such as ransomware, against your systems or data and to retain your own investigator
• Data compromise liability³ – Defense and liability coverage for legal action you may face as the result of data breach, or as the result of other data handling and data privacy practices
• Media liability⁴ – Pays defense and settlement costs if a third-party claimant sues you alleging that your electronic or other communications resulted in defamation, privacy violations, publicity rights or copyright/trademark infringement
• Network security liability – Financial protection for legal action following a computer attack

¹Reputational harm coverage is not available in New York.
²Loss of business income due to system failure is not available in New York.
³Data compromise liability is limited to data breach liability in New York.
⁴Media liability coverage is limited to electronic media liability coverage in New York.

You can add any of our three cyber risk products to our management liability policies in eligible states. Cincinnati Data Defender and Cincinnati Network Defender are also available on commercial package policies.