Claim Center
We're in the business of helping people, providing prompt and personal claims service when you need us the most.
Call 877-242-2544 anytime, day or night, to report claims. You may also contact your independent agent to report a claim.
Plan & Protect
Reduce risks and enjoy peace of mind with these tips and insights to protect what matters most.
When you choose Cincinnati to protect your small business, you receive high-quality coverage, backed by a financially strong company that puts people first. We offer customizable insurance programs to meet your business's specific needs and looks for coverage – not exceptions – when claims arise.
Three-year policy option for qualifying businesses.
Personalized claims service, handled by area representatives.
Dedicated local agent and underwriting team.
Customized loss control service tailored to your needs.
Every business is unique. From the way you run your operation, to the needs and risks inherent to your industry. Cincinnati offers coverage that meets the needs of all sorts of small businesses, so you can protect what matters most. Here’s a sampling of the small businesses we serve:
Small business insurance can protect your company’s personal property, reputation and income against potential injuries, accidents and claims. Explore coverage options for your small business.
While the U.S. Small Business Administration defines small business as an independent business with less than 500 employees, the average Main Street business employs far fewer employees than that. In fact, the U.S. Census Bureau finds that the overwhelming majority of small businesses staff fewer than 20 employees1.
When considering your small business’s insurance needs, it may be helpful to note that insurance carriers have their own ideas of what defines a small business – often based on ownership structure, number of employees, annual revenue and property values. Cincinnati Insurance offers options for your business, regardless its size. Your independent agent can work with you to make sure you get the coverages that work for you.
Every business is unique and the coverage you need depends on what your business is. A pet groomer’s risks will be very different from a real estate agent. Contact your independent agent for help securing coverage appropriate to your needs.
A few things to talk about with your agent:
Policies can begin at just a few hundred dollars per year. The total cost will depend on your individual risk, size of your business and where you operate. The best way to find out is to contact an independent agent representing Cincinnati Insurance for a quote.
Cincinnati has local representation where you live. Independent agents will work with you to get a policy in place to help protect your small business based on your individual risks and needs. Find an agent in your area.