EASE YOUR MIND WITH INSURANCE COVERAGE SPECIFICALLY FOR FITNESS, SPORTS & RECREATION FACILITIES

Find your local independent agent now, and together we’ll customize an insurance program specifically for you.

You can focus on your business knowing you have the standard property and liability coverage needed by all businesses, plus specialty coverage options when needed:


Property Enhancement

Adds a bundle of nine coverages to meet the specific needs of a fitness facility through the Fitness and Recreation Property Endorsement.

Expanded Property Coverage

Expands the above bundle of nine coverages by adding more than 30 additional coverages or increased limits, providing another robust property option through the Fitness and Recreation Commercial Property Endorsement.

Commercial General Liability Extended Coverage

Further strengthen your liability insurance by including coverage, through the Commercial General Liability Extended Endorsement for damage to premises rented to you, property damage to borrowed equipment, waiver of subrogation and coverage for errors and omissions committed in the administration of employee benefit programs.

Protection for Your Fitness Professionals

The Fitness Professional Liability Endorsement includes additional liability coverage for your business, employees and independently contracted fitness professionals.

Choose more coverage available for:
  • Data compromise and identity theft expenses
  • More liability protection with a commercial umbrella policy
  • Sexual misconduct or molestation allegations
  • Inland marine
  • Crisis event expenses
  • Employee theft
  • Directors and officers

Offering a Three-Year Commercial Package Policy for Qualifying Risks

Your business may qualify for our unique three-year commercial package policy. While your premium may increase or decrease based on changes in your business, you can lock in rates that won’t increase for the duration of your policy term. It’s available in most states, for many coverages.


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About The Cincinnati Insurance Company


  • More than 800 field claims associates to serve you person-to-person.
  • Top 25 U.S. property casualty insurer group based on 2022 net written premiums.
  • Rated A+ Superior earned by only the top 12% of insurers by A.M. Best.

FIND YOUR LOCAL INDEPENDENT AGENT NOW, AND TOGETHER WE’LL CUSTOMIZE AN INSURANCE PROGRAM SPECIFICALLY FOR YOU.

Find your Local Independent Agent