Machinery & Equipment Insurance

Equipment Breakdown Coverage Endorsements

Most property policies exclude losses from electrical arcing, power surges, mechanical breakdowns, and steam or turbine explosions. They also exclude indirect losses related to these events. Our EBC endorsements financially protect your building and business personal property from these types of losses. Whether you bundle coverage with a property policy, builders’ risk or an Excess & Surplus lines account, or need a standalone policy, Cincinnati’s EBC endorsements broaden your protection. 

When written as a standalone policy, you can further customize your coverage with deductible options or by adding business interruption, extra expense and spoilage coverages to enhance your insurance protection. We can write equipment breakdown coverage for most businesses regardless of the stage of development they’re in or the type of business.

Value-added Services

• Local, skilled and dedicated field engineers who coordinate and focus on your equipment breakdown coverage and services 
• Our field engineers are nationally certified boiler and pressure vessel inspectors and can perform your state mandated inspections at no additional charge
• Infrared thermography scanning capabilities 
• Industry-specific specialization teams 
• Customized approach to underwriting 
• Loss recovery, prevention and contingency planning assistance