Protect Your Home, Even When You Aren't There

Leaving your winter home unoccupied can make it vulnerable to break-ins, weather damage, and costly maintenance issues.

As winter approaches, some homeowners may move to other residences to enjoy warmer, sunnier weather. While you may be able to escape the cold and snow, the home you temporarily leave behind cannot. Taking steps to protect it from the elements can ensure it’s ready to welcome you back in the spring.

Water Damage

Water leaks are the leading cause of loss to homes and repairs can cause homeowners to leave their home for an average of four months. A water shut-off device is your best protection against this common cause of loss. Install an automatic water shut-off device that will shut off your water remotely preventing further damage.

Frozen Pipes

Maintain the heat in the home and install low temperature sensors that will alert you if room temperatures fall below a predetermined level so you can take action before a pipe freezes.

Power Outages

If a power outage looms for an extended period of time, a backup generator will keep your sump pump running, reducing the risk of a water leak, and will keep the heat going to avoid frozen pipes.

Theft and Burglary

Empty homes are at an increased risk for theft and burglary. Installing and activating a central station burglar alarm can help prevent a potential loss by sending an immediate signal to an alarm company that will notify the authorities of unauthorized entry.

By taking a few proactive steps now, you can leave your winter home with confidence—knowing it’s protected and maintained.

This loss control information is advisory only. The author assumes no responsibility for management or control of loss control activities. Not all exposures are identified in this article. Contact your local, independent insurance agent for coverage advice and policy service.