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Protection for Hotels

Running a hotel is your area of expertise; insuring it is ours. You receive exceptional insurance protection with our Hospitality Program whether your organization is a full-, select- or limited-service hotel. Your independent agent representing The Cincinnati Insurance Company can customize an insurance program specific to the needs of your business.

Choose Cincinnati’s Hospitality Program

Your program begins with our standard property and general liability coverage forms. You also receive Cincinnati Data Defender, for a premium charge, providing an important coverage needed by any business. You can further customize your insurance program by purchasing additional specialized coverages for hotels:

  • Hotel Commercial Property Endorsement –provides more than 40 coverage features specific to your industry, such as keying systems, customer inconvenience payments, emergency vacating expense, water backup from sewers, drains or sump pumps and more.
  • Hotel Crime Expanded Coverage Form – provides a bundle of crime coverages rolled into one endorsement for:
    • - employee theft
    • - forgery or alteration
    • - theft of money or securities
    • - computer and funds transfer fraud
    • - guest property
  • Services Errors and Omissions Coverage Extension – covers your liability for claims that result from providing facilities, goods or services, including failure to deliver or misdelivery of items held for sale.

Options to Suit Your Needs

Round out your insurance program by purchasing coverages that most businesses need:

Cincinnati Advantage

When it comes to something as important as your business – your livelihood – you can work confidently, knowing you are protected by an exceptional insurance program that provides:

  • loss control services at no additional charge
  • access to vendors offering specialized loss control services and training at discounted rates
  • superior claims service from a representative who lives in or near your community
  • multi-year policy terms available in most states for many coverages
  • stability from a company with a high financial strength rating from A.M. Best Co.
  • one of the lowest countrywide consumer complaint ratios, as documented by the insurance regulatory group, the National Association of Insurance Commissioners, in its Consumer Information Source at
  • a management team specifically dedicated to keeping your insurance program on the leading edge

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