Set sail with peace of mind with Cincinnati's Capstone Yacht coverage. For vessels between 20 and 80 feet, you’ll get agreed value in the event of a total loss, subject to policy conditions. Receive coverage for your personal effects, vermin damage, towing, emergency assistance, wreck removal and search and rescue.
Cincinnati includes replacement cost coverage for partial losses, subject to policy conditions. You also receive coverage for damages you are obligated to pay due to liability under the Federal Jones Act, General Maritime Law and the Longshore and Harbor Workers' Compensation Act.
If you need additional coverage, consider the Capstone Yacht Plus endorsement, which covers your fine arts, essential papers, firearms or coverage for inspection of the watercraft after a covered loss, subject to limitations. Should you take on charters, you can extend your property and liability coverage for an additional charge. This coverage is for vessels $1 million in value or higher.