Claim Center
We're in the business of helping people, providing prompt and personal claims service when you need us the most.
Call 877-242-2544 anytime, day or night, to report claims. You may also contact your independent agent to report a claim.
Plan & Protect
Reduce risks and enjoy peace of mind with these tips and insights to protect what matters most.
As winter settles into the northern states and cold temperatures are creeping south, it is time to reassess the emergency plans your business put in place earlier in the fall. Initiate your snow removal contract, if needed. Work with your staff to check building conditions at all locations and monitor temperature.
Automatic sprinkler systems have the potential to cause water damage to a building and its contents if water in the pipes is allowed to freeze. Plus, an impaired or inoperable sprinkler system can increase damage caused by fire.
It is critical that you maintain sufficient temperature and airflow in buildings to prevent freeze-up of sprinkler systems. Some areas often overlooked are:
If your piping or other systems freeze, provide extra heat and airflow to safely thaw equipment. Have a qualified sprinkler contractor ensure that your sprinkler system is properly repaired and operational before resuming normal building operations.
This loss control information is advisory only. The author assumes no responsibility for management or control of loss control activities. Not all exposures are identified in this article. Contact your local, independent insurance agent for coverage advice and policy service.