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Plan & Protect
Reduce risks and enjoy peace of mind with these tips and insights to protect what matters most.
Every weekend the calendar seems to offer a menu of festivals, 5K races and concerts. No matter what the weather, there is something special to do. Some folks plan their leisure time around any number of school, church or community events.
If your business or organization is planning a special event, you may be experiencing some of the common worries: What happens if a patron gets hurt? What if there is damage to the property of others as a result of the event? Are there other, unforeseen exposures?
You may have similar concerns if you are a crafter who sells your goods at weekend festivals. The event sponsor may ask you to provide a certificate of insurance demonstrating that you have liability coverage.
You can protect yourself, your business or organization, its assets and your employees or club members by purchasing special events coverage. Special events may share some common elements that might not be covered by the policy your business or organization already has in force:
Speak to your local, independent insurance agent, and be ready to answer questions to help tailor the coverage in your policy to the event you’re planning:
It's important to protect the success of your special event with the right insurance coverage. After that, it’s up to your weather forecaster.
This loss control information is advisory only. The author assumes no responsibility for management or control of loss control activities. Not all exposures are identified in this article. Contact your local, independent insurance agent for coverage advice and policy service.