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Plan & Protect
Reduce risks and enjoy peace of mind with these tips and insights to protect what matters most.
Pondering life insurance can swiftly flood your mind with questions. How much do I need? What does life insurance do? How much will it cost? Where do I begin? Life isn’t always easy, but life insurance can be. Spelling out L – I – F – E uncovers our hidden path to answer some of the most common life insurance questions.
Pay off outstanding financial obligations with the policy proceeds. Think about debts you have, including items such as your monthly mortgage and car loans. List these items and the balances due.
Use the benefits from life insurance as an income replacement vehicle. Consider how much money your family will need to maintain a comfortable lifestyle after your passing and for how long they might need it.
Plan ahead using life insurance to cover your final expenses. Even the most basic funeral service and burial or cremation may cost several thousand dollars. Additional services or features add to these costs.
Make allocations to fund education needs for your loved ones. List your family members and their plans. Within a few minutes, you can search average costs based on the type of educational institution and degree.
Although purchasing life insurance requires careful planning, the process doesn’t need to be overwhelming. By performing this simple exercise, you can quickly get an idea of what life insurance can do and how much you may need. Your local independent insurance agent can guide you. Best of all, having life insurance in place provides peace of mind. Then, life truly is easier.
Neither The Cincinnati Life Insurance Company nor its affiliates or representatives offer tax or legal advice. Consult with your tax adviser or attorney about your specific situation. For policy service and additional information, speak to an independent agent representing The Cincinnati Life Insurance Company. For a complete statement of the coverages and exclusions, please see the policy contract. All applicants are subject to underwriting approval. Products and riders available in most states.