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Submit a ClaimPlan & Protect
Reduce risks and enjoy peace of mind with these tips and insights to protect what matters most.

Regular maintenance can help prevent potential damage to your home so you and your family can enjoy the season. From replacing air filters to ensuring proper landscape drainage, proactive oversight can help reduce risk and preserve long‑term value for the years ahead.
Clean air filters improve air quality and help prevent strain on your HVAC system.
Lint in your exhaust vent can increase the risk for fires.
Early warning can help you get your family to safety. Also, consider installing carbon monoxide detectors.
ABC fire extinguishers are multipurpose – they can extinguish oil fires, wood fires or electrical fires. If you already have one, check the condition and manufacturing date. If it’s older than 12 years, consider purchasing a new one.
If they have plastic parts or are made of rubber, replace them with steel connectors and braided steel hoses.
Cold weather causes your water heater to work harder. Ask a licensed plumber to inspect leaks, corrosion or damage.
Have a professional HVAC technician inspect and service your air conditioning unit.
Rain and snowfall can take a toll on the condition of your roof. Get it inspected every year to prevent water damage that often leads to inconvenient losses
Clogged gutters can cause water to overflow and cause damage.
Ensuring proper seals will help prevent leaks and potential water damage.
Trim bushes back to help prevent mold and rot. Trim and remove dead or loose branches to prevent roof damage to your home, other structures or your neighbors’ house.
Proper grading directs rainwater away from foundations and basements, preserves hardscape investments and can prevent flooding.
Malfunctioning irrigation is one of the leading causes of drainage problems, plant failure, and property damage.
This loss control information is advisory only. The author assumes no responsibility for management or control of loss control activities. Not all exposures are identified in this article. Contact your local, independent insurance agent for coverage advice and policy service.