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Plan & Protect
Reduce risks and enjoy peace of mind with these tips and insights to protect what matters most.

Many of the devices we rely on every day, including the ones in our pockets, use lithium-ion batteries (LIBs). From smartphones to home smoke alarms, lithium-ion batteries power the devices we depend on, but if mishandled, they can turn into a dangerous fire hazard. With LIBs being so common, how do we protect ourselves and our homes from malfunctions?
Lithium-ion batteries provide a boost of power in small sizes. However, the increased power being directed into a smaller space creates a greater risk of overheating and fire. While a number of overcharge protection features are built into these batteries and devices, proper storage, charging and disposal are critical to preserve battery life and to minimize risk.
One major hazard is using a non-manufacturer-approved charging device with your phone, tablet or laptop. Cheap, generic chargers are easy to find and tempting to use if the cord that came with your device is lost. However, while these generic chargers may be compatible with your device, compatible may not mean safe.
Different devices require different levels of charge. A generic charger runs the risk of putting too much charge into a device, causing the battery to overheat. Manufacturer-approved chargers are less likely to run this risk because they are made specifically for their own devices.
Many towns, municipalities and cities have allowed everyday batteries to be put in the regular household trash, but that is not the case with LIB’s. According to the Environmental Protection Agency, LIBs should be taken to a separate recycling or household hazardous waste collection point in your town. Due to the large amount of energy within the batteries, thousands of fires happen each year at waste sites because the batteries are crushed by machinery or they overheat. These fires are difficult to extinguish and put workers, firefighters and infrastructure in danger.
Many of the large home improvement stores, electronics retailers or battery and lightbulb stores offer to collect batteries for recycling. Mail-in services are available if you cannot find a recycling outlet near you. Find a recycling outlet near you.
This loss control information is advisory only. The author assumes no responsibility for management or control of loss control activities. Not all exposures are identified in this article. Contact your local, independent insurance agent for coverage advice and policy service.