Claim Center
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Call 877-242-2544 anytime, day or night, to report claims. You may also contact your independent agent to report a claim.
Plan & Protect
Reduce risks and enjoy peace of mind with these tips and insights to protect what matters most.
If you’re a contractor thinking about traveling to Florida to help rebuild in the wake of a hurricane, we want you to be aware of contractor requirements to avoid fines or potential criminal charges from the state.
Even if you hold a contractor’s license in your home state, here is some key information:
Florida selects contractors at random for inspections. If you’re working there without proper coverage under 3A, you could be fined thousands of dollars for not having proper insurance coverage in place. Each county or municipal jurisdiction in Florida may have additional requirements, so be sure to check with authorities in the location where you plan to work. In addition, contractors may not provide claim advice or filing assistance unless they hold a public adjuster license.
Out-of-state contractors are responsible for knowing the rules and regulations of the state in which they want to work. Become familiar with the rules before you go, and seek advice from your attorney for more specific instructions.
Florida Department of Business Regulation
Florida Contracting Statutes
This loss control information is advisory only. The author assumes no responsibility for management or control of loss control activities. Not all exposures are identified in this article. Contact your local, independent insurance agent for coverage advice and policy service.