Life Insurance for Your Business

Business Continuation

Funding a business continuation plan with life insurance, help to stabilize and maximize the value of your business by:

• creating a market for a deceased owner's share of the business
• establishing the price and terms of the sale
• providing the cash needed to complete the purchase

It can also prevent ownership of your business from transferring into the wrong hands. 

A business continuation plan allows you to assure your creditors that your business remains a good credit risk, and to reassure your employees that the business will continue should anything happen to you.

Key Employee Protection

Employees add considerable value to every business. What would happen if you unexpectedly lost a key employee?

Key employee life insurance coverage protects your business. It can provide the capital needed to find, hire and train a new employee or lessen the economic impact of the loss of an essential employee. 

Executive Benefits

Potential executives often base career and employer choices on the benefits packages available. A high-quality, well-planned executive benefits package can help you attract, retain and reward key employees.

Employee Benefits

Benefits are extremely important for employee satisfaction. Cincinnati Life’s payroll deduction life insurance program helps you expand fringe benefit insurance programs and helps employees purchase life insurance at no direct cost to you. Plus, payroll deduction adds convenience your employees enjoy.