Find an Agency

   

Excess and Surplus

The Cincinnati Insurance Company offers our local independent agents market access to excess and surplus lines products through its nonadmitted and wholly owned subsidiary, The Cincinnati Specialty Underwriters Insurance Company. CSU carries an AM Best rating of A+ (Superior). A Delaware domiciled carrier, CSU operates in the same footprint as Cincinnati Insurance, covering 45 active states and is an approved nonadmitted carrier in all 50 states and Washington, D.C.

Cincinnati agents access CSU through our in-house E&S brokerage – CSU Producer Resources Inc. C-SUPR is a wholly owned subsidiary of Cincinnati Financial Corporation.

Mix of Business

Approximately 85% of our written premium is in the casualty lines of commercial general liability, excess liability and professional errors and omissions liability. Our underwriters specialize in providing customized coverage solutions for unique E&S risks along with quick policy processing and effective service.

Our Business Appetite

CSU writes a wide range of E&S exposures and tough to place products. While our appetite is broad, we evaluate each risk on its individual merits. Operations or risks we insure include:

 General Liability and Excess Liability:  Property:
 Roofing contractors  Apartments
 Millwrights  Motels/hotels
 Landscapers  Manufacturing
 Discontinued products  Lessor's risk
 Machinery manufacturers and machine shops
 Vacant buildings
 Nutraceuticals  Rental properties
 Drones
 Restaurants
 Bars/taverns with or without liquor liability
 
 Habitational  
 Lessor's risk
 
 Mercantile
 

 

 Professional/Errors and Omissions:
 Special Events - over 100 events, including:
 Accountants  Conferences/seminars
 Lawyers  Music concerts
 Allied health
 Festivals
 Media  Walk and 5K runs
 Construction  Motorcycle rallies
 Real estate agents
 Holiday parades
 Consultants  Wedding receptions
 Miscellaneous  

 

 Inland Marine:   Cyber Liability:
 Bailees coverage  First-party coverage*
 Contractor's equipment  Third-party coverage*
 General floater  Combo first- and third-party coverage*
 Installation floater  
 Jewelry and fur dealers  
 Miscellaneous floater  
 Transportation  
 Warehouse legal liability                                                                                                                                             *for most eligible general liability and property classes of business                                                                                                                   

 

Find An Agency