Excess and Surplus

The Cincinnati Insurance Company offers our local independent agents market access to excess and surplus lines products through its nonadmitted and wholly owned subsidiary, The Cincinnati Specialty Underwriters Insurance Company. CSU carries an AM Best rating of A+ (Superior). A Delaware domiciled carrier, CSU operates in the same footprint as Cincinnati Insurance, covering 45 active states and is an approved nonadmitted carrier in all 50 states and Washington, D.C.

Cincinnati agents access CSU through our in-house E&S brokerage – CSU Producer Resources Inc. C-SUPR is a wholly owned subsidiary of Cincinnati Financial Corporation. C-SUPR places E&S risks with CSU and other highly rated specialty carriers:

• CSU writes a wide range of E&S exposures and tough-to-place products. Its six major lines of commercial business are: general liability; excess liability; property; professional/errors and omissions liability; cyber liability; and inland marine.
• C-SUPR offers Wind Hail Deductible Buyback and commercial property through Lloyd’s of London with the experience and support of Cincinnati Global Underwriting Ltd.

Our Business Appetite

Approximately 85% of our written premium is in the casualty lines of commercial general liability, excess liability and professional errors and omissions liability. Our underwriters specialize in providing customized coverage solutions for unique E&S risks along with quick policy processing and effective service.

While our appetite is broad, we evaluate each risk on its individual merits. Operations or risks CSU insures include: