You deserve Everything Insurance Should Be®, including specialized coverage features, limits and options tailored for the more complex insurance needs of clients with homes starting at $1 million. Backed by Cincinnati’s financial strength, stability and ethical approach to claims, we will be there to help you recover financially after a covered loss.
The Cincinnati Executive Capstone program covers the full cost to rebuild your home, in most states, and uses professionals to help establish the cost to reconstruct your home with all its special features. Additional coverages include:
- Water damage due to sump pump failure, backup of a sewer or drain or as a result of hydrostatic water pressure or seepage.
- Earthquakes1, with a separate deductible, should one occur in your area.
- Landslide2, with a separate deductible, if one causes damage to your home and its contents.
- Loss from operating your golf cart to visit friends, go shopping or to the golf course as long as your golf cart is not licensed for road use.
- Wildfire Protection Service provides potentially home-saving wildfire mitigation services. (available in AZ, CA, CO, ID, MT, ND, OR, TX, UT and WA)
- Kidnap and ransom expense for your or a covered family member who is wrongfully taken or detained.