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Plan & Protect
Reduce risks and enjoy peace of mind with these tips and insights to protect what matters most.
Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk.
A business continuity plan is a process for creating systems of prevention and recovery to address potential threats to a company. In addition to risk prevention, the goal is to enable ongoing operations and get the business back up and running quickly.
Without a plan, a business could suffer:
These risks exclude any potential liability costs – which could be significant.
According to the U.S. Small Business Administration, 25% of businesses do not open again after a disaster. The SBA urges business owners to identify risks relevant to their locations and develop plans to address them.
The U.S. Department of Homeland Security includes tools and checklists for business impact analysis and business continuity planning on its website at Ready.gov.
The agency encourages businesses to consider the risks from a variety of disruptions:
To help businesses with their business continuity risks, Cincinnati‘s loss control specialists -- Associate Business Continuity Planners -- provide consulting services on business continuity planning.
Services included at no cost with a commercial liability policy:
Contact your local independent insurance agent, who will put you in touch with a local loss control consultant.
This loss control information is advisory only. The author assumes no responsibility for management or control of loss control activities. Not all exposures are identified in this article. Contact your local, independent insurance agent for coverage advice and policy service.