A.M. Best, an independent provider of insurer ratings since 1899, awards its A+ (Superior) financial strength rating to Cincinnati's standard market property casualty group. Only the top approximately 10 percent of property casualty insurer groups receive A.M. Best's A+ or A++ ratings in the Superior category. Best cites the group’s superior risk-adjusted capitalization, conservative loss reserving and operating fundamentals, along with favorable balance sheet liquidity, growing use of predictive modeling and successful distribution within our targeted regional markets.

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Fitch Ratings cites Cincinnati's conservative capitalization, well-managed reserves and strong agency distribution system in awarding its A+ (Strong) insurer financial strength rating to the standard market property casualty and life insurance companies.

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Moody's Investors Serviceaffirmed its A1 insurance financial strength rating of our standard market property casualty group. Moody’s cited ratings strengths including our entrenched regional franchise, good risk-adjusted capital position, consistent reserve strength, strong financial flexibility and substantial holding company liquidity.

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Standard & Poor’s Ratings Services cites characteristics supporting Cincinnati's A (Strong) rating, including the group's very strong capitalization and strong competitive position, which is supported by a very loyal and productive independent agency force and a low-cost infrastructure.

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