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Candles add a festive touch to holiday gatherings. Although we enjoy their glow, candles can cause home fires, injuries and deaths.   Remember that a candle is an open flame that can ignite nearby materials: Use with caution! Take our five-question quiz to test your candle safety knowledge.

The post Can you hold a candle to this quiz? appeared first on The Cincinnati Insurance Companies blog.

Note: This is an update to a blog published in 2014. Drivers and riders who participate in ride-share alternatives to taxi services may be subject to significant insurance gaps. If you participate in ride-share services as a driver or if you use these increasingly popular services, make sure you have appropriate insurance coverage. Ride-share programs on the surface sound like a win-win situation: if you need a ride, you can download an app to your mobile device to find and arrange transportation in a driver’s personal vehicle. A simple swipe[.....]

The post Update: Ride sharing may create insurance gaps appeared first on The Cincinnati Insurance Companies blog.

Fall and winter are likely to be peak seasons for your recreation facility’s indoor pool usage. Lap swimming, swim lessons, water aerobics and family recreation times dramatically increase activity. As activities increase, so should your safety vigilance. AIR QUALITY Proper ventilation and air handling are essential to protect your patrons and your facility. Through evaporation, indoor pools produce a large amount of chlorine-laden vapor, often referred to as chloramines. This can result in: rust blistering of paint deterioration of structural supports high humidity and odor, increasing members’ discomfort mold, mildew,[.....]

The post Is your indoor pool properly ventilated? appeared first on The Cincinnati Insurance Companies blog.

Certain strokes of engineering border on artwork: an idea that manifests itself in the creation of something truly beautiful. Imagine yourself behind the wheel of one of those beautiful pieces of machinery, zooming through a twisting, scenic, back country road usually reserved for a postcard. Sunlight reflects off the mirror-like finish, and the engine purrs sweetly, tuned ever so carefully down to the most minute detail. You open your garage door and admire it, ready to climb in and escape for a while. But one large question lurks in the[.....]

The post Coverage for your collector vehicle: Agreed value appeared first on The Cincinnati Insurance Companies blog.

Sometimes sewer backups happen. We look for someone to blame, but often there just isn’t blame to be found. How do we prevent it from happening? And if it does, how do we protect ourselves from the financial storm that follows? Suppose for a minute that you just spent $10,000 converting an unfinished basement into your awesome new recreation room. Somehow, the sewage backup that occurred three weeks later, ruining your new carpet, furniture and recently installed drywall didn’t factor into your vision of awesomeness. What a horrible, stench-filled mess.[.....]

The post It happens: Sewer backup appeared first on The Cincinnati Insurance Companies blog.