Searching for Some Guarantees in Life

Guaranteed Whole Life

COVERAGE THAT LASTS

Offer your clients continuous protection and a guaranteed death benefit with four payment options. Guaranteed Whole Life insurance can help support your clients during every stage of their life and gives them the option to purchase all the coverage they need under one policy. Add the Paid-Up Life Insurance Rider to allow your clients the use of additional rollover or lump sum premiums to purchase paid-up coverage that increases the total death benefit and cash value.

KEY FEATURES

  • Fully guaranteed premiums, cash values, death benefit and reduced
    paid-up values
  • Tax-deferred cash value accumulation
  • Permanent coverage that can never be canceled, provided premiums are paid when due
  • Various optional benefit riders to tailor the plan to suit your clients’ individual needs

MARKETING OPPORTUNITIES

With so many guaranties, Cincinnati Life's whole life policy is ideal for many insurance needs. Consider this product for:

  • Estate conservation: guaranteed liquidity to cover estate settlement costs
  • Business continuation: guaranteed cash value, death benefit premiums to finance business needs
  • Charitable giving: increased ability to give larger charitable gifts to churches or non-profit organizations
  • Conversion: convert your current term insurance to this guaranteed, permanent plan with no proof of insurability
  • Impaired risk: individuals with increased health, occupational or avocation risks may lock in guaranteed premiums

CONSUMER MARKETING MATERIALS

LEARN MORE

Learn more about Cincinnati Life advantages and other available products.

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