Your special personal property deserves special insurance treatment. You can
go a long way toward assuring that by specifically listing your property and
its value on your homeowner policy. For example, you may have collectibles,
antiques, fine art, jewelry or firearms that you want to insure at a fixed
Your coverage is as special as your valuables
- You pay no deductible when you have specifically insured an item. However,
you may qualify for a premium credit by selecting a deductible.
- Your settlement after a total loss is based on the value that both you and
Cincinnati agreed upon when you insured the item. Depreciation does not
decrease the amount of your settlement. You can receive a maximum settlement up
to the agreed value.
- Your valuables are covered at home or anywhere in the world, unless
specifically excluded by the policy.
- You may qualify for a premium-saving package credit when you also insure
your primary residence with Cincinnati.