Inflation Guard

Estimating the value of your home is not an exact science. Inflation Guard coverage can help ensure that you have some room for error built into your policy. It bumps up the coverage amount specified in your policy declarations to cover your home, providing an additional 2 percent for inflation each quarter of your policy term. For example, consider a total covered loss to your home during the third quarter of your policy term. With Inflation Guard, your available coverage to rebuild or replace your home after such a covered loss would be up to 6 percent more than the amount specified in the declarations of your policy.

You may use this coverage along with Enhanced Replacement Cost to maximize the amount available for a total covered loss.

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