Cincinnati’s Homeowner Plus endorsement gives you the flexibility to add or increase coverages that could save you thousands of dollars after a covered loss. The endorsement provides coverage for:
- the replacement cost on your personal property, with no deduction for
depreciation
- your increased cost, within the coverage limit stated on your policy
declarations, to rebuild, repair or demolish your dwelling according to
building ordinances or laws after a covered loss
- your loss from theft or unauthorized use of your credit cards, up to an
increased coverage amount of $5,000
- your lost or stolen unscheduled jewelry, watches, furs, precious and
semiprecious stones, up to an increased coverage amount of $2,500
- your freezer contents damaged due to a power failure or mechanical
breakdown, up to $500, with no deductible
- sudden intrusion of birds, squirrels, beavers or groundhogs provided neither nesting nor infestation has occured
