Executive Classic™ Homeowner Program

Your home may qualify for our Executive Classic Policy for high-valued homes. It includes many of the same coverages as the Executive, plus covers:

  • the cost of a survey, including a report and photos, by trained professionals to establish the cost to reconstruct your home at today's prices
  • the full cost to rebuild your home after a covered loss, using materials of like kind and quality, subject to the policy terms and conditions
  • the full cost to repair or replace your contents with no deduction for depreciation, up to the amount of insurance on your policy. Unlike many other standard policies, you receive payment before purchasing replacement items
  • expenses up to $25,000 to correct your credit report and possible criminal records when someone fraudulently uses your identity, including a personal advocate to assist you with paperwork, telephone calls and other tasks to address your situation or concerns quickly
  • losses caused by water or water-borne material that backs up through sewers or drains from off your insured premises; water that overflows or discharges from a sump pump or related equipment; or water that exerts pressure or seeps from below the surface of the ground through your insured structure


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