Earthquake Insurance

Many homeowners recognize that earthquakes are not just a California problem. Yet, some carriers don’t include earthquake coverage despite these facts:

  • The most powerful earthquake in U.S. history actually occurred in New Madrid, Missouri, near Memphis, Tennessee. It registered 8.6 on the Richter scale; and damage occurred as far away as Boston, Massachusetts.
  • The New Madrid Fault is the most active fault east of the Rocky Mountains, with an average 200 quakes per year. Zigzagging for 200 miles, it threatens Indiana, Illinois, Kentucky, Tennessee, Missouri, Arkansas, Mississippi and other Midwestern states with destructive force.

Consider the Cincinnati Difference

Your Cincinnati Executive®, Executive Classic™ Homeowner Policy, Condominium Special Form Policy and Tenants Special Form Policy automatically provide earthquake coverage. (Check with your agent to add this coverage if necessary where excluded.) Enjoy one earthquake deductible for your dwelling, contents and other structures. You may pay separate deductibles with other carriers.

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Cincinnati Insurance serves you through a select group of independent agencies that perform as premier insurance organizations in their local communities.