WE ARE COMMITTED TO INDEPENDENT AGENTS
The Cincinnati Life Insurance Company operates exclusively through independent agencies. We have made it our mission to be an agent-centered life insurance company by providing:
- Exceptional service
- Fair and accessible underwriting
- Highly competitive products
- Competitive compensation
- Consistent emphasis on putting relationships first
SOLUTIONS BACKED BY A COMPANY YOU CAN TRUST
Your clients deserve insurance from an industry leader. By focusing our strategy around compensation, underwriting, service and product, Cincinnati Life maintains a strong balance that, backed by financial strength, will serve your customers and policyholders now and into the future.
A.M. Best Co. rates Cincinnati Life A+ (Superior), citing its strong balance sheet, overall good credit quality in its investment portfolio, positive premium growth trends in its core ordinary life line of business and integral role within Cincinnati Financial Corporation. Please visit cinfin.com for our latest financial strength ratings.
Best's Ratings are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the A.M. Best website, www.ambest.com.
QUALITY INSURANCE PRODUCTS
Cincinnati Life is committed to offering the products that help you meet your clients’ needs.
NICHES TO HELP YOU STAND OUT
- Premiums based on the insured’s actual age, not nearest age
- Nonsmoker rates available for eligible clients who smoke cigars or pipes or chew tobacco
- Preferred Plus and Preferred consideration for clients who smoke no more than six cigars per year and test negative for nicotine
- Flexible underwriting with build charts to underwrite healthy individuals outside of “normal” height and weight guidelines
- Preferred rating, even for those reporting a cardiovascular or cancer-related death of one parent prior to age 60
- Rapid Review accelerated underwriting process available for qualifying individuals
TOOLS TO HELP GROW YOUR BUSINESS