Residential Business Coverage

You’re in business! Like many business owners, you operate out of your own home. What you may not know is that most homeowner policies do not cover your small business activities. Homeowner policies offer very limited business coverage that is not likely to meet your needs. 

Cincinnati has your solution. With our Residential Business coverage, you can add coverage for your small incidental business to your Cincinnati homeowner policy. Many businesses are eligible, including:

  • craft makers
  • music teachers
  • home products distributors
  • secretarial service providers
  • photographers

Your business needs and deserves the financial protection you get with Residential Business coverage:

  • business personal property coverage
  • repair or replacement of damaged business records following a covered loss
  • up to $5,000 coverage automatically included for lost income due to business interruption caused by a covered loss
  • liability coverage, up to your homeowner policy limits, for bodily injury, personal injury or property damage in connection with the business whether at or away from your residence, including injury caused by services you provide or products you sell or distribute

Contact an Agent
Cincinnati Insurance serves you exclusively through a select group of agencies that perform as premier insurance organizations in their local communities. To obtain a quote, report a claim or learn more about the value of Cincinnati’s insurance polices and reliable claims service, please find your local independent agency today. Coverage and credit availability varies by state. Underwriting requirements apply. This is not a policy.

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