Insuring Your Home

You maintain a well-built, safe home, doing everything you can to make sure it will continue to meet your family’s needs now and in the future. That home may represent your largest financial investment. Yet, a fire or weather catastrophe could destroy it and everything in it. You can take steps now to secure the right insurance coverage, so if the worst happens, you can recover from the financial loss to your damaged property.

Your Cincinnati homeowner policy insures more than your property, giving you the personal liability protection and peace of mind that you and your family deserve. You could be held legally responsible for accidental bodily injury, personal injury or property damage to someone else. Liability coverage would reduce your chance of personal financial loss due to a covered occurrence.

Match Your Lifestyle
You can choose from several policies, depending on your specific situation:

Consider the Cincinnati Difference
You can feel secure knowing your Cincinnati homeowner policy is backed by a financially strong insurance company. Shouldn’t your insurer be among the few awarded the A+ (Superior) rating from A.M. Best Co., an independent insurance rating organization since 1899?

Let us put the Cincinnati advantages of personal service and value to work on your homeowner policy. Consider these benefits not always available from other carriers:

  • You automatically get earthquake coverage with your Cincinnati Executive Homeowner Policy, Executive Classic Homeowner Policy, Condominium Special Form Policy or Tenants Special Form Policy. (Except in OR)
  • You can add coverage for some residential businesses and your professional liability to the same policy at competitive rates.
  • These policies all provide coverage for damage to golf carts. You also have protection against your liability for damages caused by a golf cart, on or off the golf course.
  • You can add Cincinnati’s Identity Theft Expense Coverage and Advocacy Service endorsement. When someone fraudulently uses your identity, you or your insured family members will have an advocate to guide you in restoring your identity, and you’ll recover the related expenses and fees.

Reward Yourself
You have lots of ways to save money on your Cincinnati homeowner policy. You may qualify for many premium-reducing credits for:

  • insuring both your home and auto with us
  • owning a newer home
  • increasing your deductible
  • installing a home alarm monitored by a central station
  • reporting fewer or no claims

Contact an Agent
Cincinnati Insurance serves you exclusively through a select group of agencies that perform as premier insurance organizations in their local communities. To obtain a quote, report a claim or learn more about the value of Cincinnati’s insurance policies and reliable claims service, please find your local independent agency today. Coverage and credit availability varies by state. Underwriting requirements apply. This is not a policy.

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