Financial Strength Ratings

Cincinnati Financial CorporationBest'sFitchMoody'sStandard
& Poor's
Corporate Debta-BBB+A3BBB
The Cincinnati Insurance CompaniesBest'sFitchMoody'sStandard
& Poor's
Insurer Financial Strength    
Property Casualty Group    
 Standard Market Subsidiaries:    
  The Cincinnati Insurance CompanyA+A+A1A
  The Cincinnati Indemnity CompanyA+A+A1A
  The Cincinnati Casualty CompanyA+A+A1A
 Excess and Surplus Lines Subsidiary:    
  The Cincinnati Specialty Underwriters Insurance CompanyA------
The Cincinnati Life Insurance CompanyAA+--A

Financial strength allows us to better serve and protect our agents, policyholders and shareholders. Our commitment to all three is how we fulfill our pledge, leading with strength and service.

A.M. Best, an independent provider of insurer ratings since 1899, awards its A+ (Superior) financial strength rating to Cincinnati's standard market property casualty group. Only the top approximately 10 percent of property casualty insurer groups receive A.M. Best's A+ or A++ ratings in the Superior category. Best cites the group’s superior risk-adjusted capitalization, conservative loss reserving and operating fundamentals, along with favorable balance sheet liquidity, growing use of predictive modeling and successful distribution within our targeted regional markets.

Please select the A.M. Best icon to the right to see the most recent rating reports for each company.

A>M> Best Superior A +
A>M> Best The Cincinnati Life Insurance Company

Fitch Ratings cites Cincinnati's conservative capitalization, well-managed reserves and strong agency distribution system in awarding its A+ (Strong) insurer financial strength rating to the standard market property casualty and life insurance companies.

Please select the Fitch Ratings icon to the right to see the most recent rating reports.

Moody's Investors Service affirmed its A1 insurance financial strength rating of our standard market property casualty group. Moody’s cited ratings strengths including our entrenched regional franchise, good risk-adjusted capital position, consistent reserve strength, strong financial flexibility and substantial holding company liquidity.

Please select the Moody's icon to the right to see the most recent information.

Standard & Poor’s Ratings Services cites characteristics supporting Cincinnati's A (Strong) rating, including the group's very strong capitalization and strong competitive position, which is supported by a very loyal and productive independent agency force and a low-cost infrastructure.

Please see Standard & Poor's rating report for the most recent information.


Ratings are under continuous review and subject to changes and/or affirmation.

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