Terms and Conditions

TABLE OF CONTENTS

General Disclaimer

Hyperlinks Are Not Endorsements

Investors Page

Copyrights and Trademarks; Digital Millennium Copyright Act Notifications

Not Legal Advice

Errors and Corrections

Disclaimer of Warranties and Limitation of Liability

Internet Communication

Severability

PLEASE READ THE FOLLOWING TERMS OF USE AND DISCLAIMERS CAREFULLY BEFORE USING THIS WEBSITE. By accessing or using this website, you agree to these terms of use and conditions. If you do not agree to these terms, you may not use this website. Cincinnati Financial Corporation, its subsidiaries and affiliates (collectively hereinafter “CFC”) reserves the right to change the terms of use and conditions under which CFC’s website is offered. You are responsible for regularly reviewing these terms and conditions.  

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General Disclaimer

The information on these pages is intended to be accurate at the time posted. It is for general informational purposes only. Because of the nature of this information, it may not be applicable in your area or current at the time you read it. Before purchasing or selling any insurance product in reliance on this information, please verify applicability. This is not an offer or solicitation to sell insurance, nor is it a representation or guarantee of any specific type or price of a product or service, not all of which are available in every area. Click here for state Licensing Information for each insurance subsidiary or choose Find an Agency to see if products are marketed in a specific location. Additionally, none of the information contained at this site is intended, or should be construed, as an offer to sell, or a solicitation of an offer to purchase, any securities of Cincinnati Financial Corporation. The information on this site may change without prior notice.

"The Cincinnati Insurance Companies" and "Cincinnati" refer to member companies of our insurer group providing property and casualty coverages through The Cincinnati Insurance Company or one of its wholly owned subsidiaries – The Cincinnati Indemnity Company, The Cincinnati Casualty Company or The Cincinnati Specialty Underwriters Insurance Company – and life and disability income insurance and annuities through The Cincinnati Life Insurance Company. Not all subsidiaries operate in all states. Each insurer has sole financial responsibility for its own products. Cincinnati Financial Corporation and subsidiaries are located at 6200 S Gilmore Road, Fairfield, OH 45014-5141. For information, quotes or policy service, please contact your local independent agent. For other matters, please send mail to P.O. Box 145496, Cincinnati, OH 45250-5496. Not all of Cincinnati’s products or services are available in every area. Insurance terms and limits vary by jurisdiction. Descriptions of coverage on these pages are limited by the terms, conditions, definitions and exclusions of Cincinnati’s policies. Coverage descriptions and product information are not representations of the law. They are not intended to constitute legal, accounting or financial advice. Statements regarding potential liability responsibility are based on general common law tort principles and/or standard statutes, both of which can be very fact-specific and vary by jurisdiction. The general information given here may not apply in every situation.  

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Hyperlinks Are Not Endorsements

When you activate one or more of the hyperlinks provided in this site, you are leaving the website of CFC and entering the website of another organization. These external websites are not maintained by CFC and contain information created, published or otherwise posted by organizations and entities independent of CFC. CFC does not approve, endorse or certify any products, services or information contained in the websites of any other organizations. CFC is not responsible for the content, accuracy, legality, safety, security, functionality, timeliness, reliability, fitness for any particular purpose, merchantability or privacy of any such website or hyperlink.

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Investors Page

Selected pages of the Investors area of CFC’s website are maintained on the servers of independent service providers. Some links in this area lead to resources and information provided by third-party data providers. While CFC monitors this content, it has no control over the information and is in no manner responsible for information labeled as provided by third-party data providers.

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Copyrights and Trademarks; Digital Millennium Copyright Act Notifications

Copyright © 2013 Cincinnati Financial Corporation. All rights reserved. The contents of all material available on this website are copyrighted by CFC unless otherwise indicated. All rights are reserved by CFC, and content may not be reproduced, downloaded, disseminated, published, or transferred in any form or by any means, except with the prior written permission of CFC. Copyright infringement is a violation of federal law subject to criminal and civil penalties.

Benefit Access Account, CFCNet, CinciBill, CinciBond, CinciBridge, CinciExpress, CinciLink, CinciPak, CinciPlus, CinciPrint, CinciSafe, Cinci$mart, CinciSource, CinciView, e-CLAS, Executive Classic, Executive Homeowner Policy, iView, QuickGlass, Surety Made Simple, WinCPP, XC, and XC+ are registered and unregistered trademarks of The Cincinnati Insurance Company. A bridge design mark, CFC Investment Company (word and design marks), Cincinnati Financial Corporation (word and design marks), CSU Producer Resources Inc. (word and design marks), The Cincinnati Casualty Company (word and design marks), The Cincinnati Indemnity Company (word and design marks), The Cincinnati Insurance Companies (word and design marks), The Cincinnati Insurance Company (word and design marks), The Cincinnati Life Insurance Company (word and design marks), and The Cincinnati Specialty Underwriters Insurance Company (word and design marks) are registered and unregistered trademarks of Cincinnati Financial Corporation. All other brand and product names that appear throughout this website are trademarks, registered trademarks or service marks of their respective holders.

Pursuant to the Digital Millennium Copyright Act (“DMCA”), notifications of claimed copyright infringement should be sent to the website’s designated agent. CFC has adopted a procedure for submission of claims of copyright infringement, as described herein. Please note that any submissions or attempted notifications which fail to comply with these procedures may not, in our sole discretion, be considered sufficient notice and may not be deemed to confer upon CFC actual knowledge of facts or circumstances from which infringing material or acts are evidenced.

CFC respects the intellectual property of third parties, and we expect visitors to our website to do the same. CFC will investigate notices of alleged infringement of third party copyrighted material and take appropriate action under the DMCA. Such action may include disabling access to portions of our website which include infringing material or removing such infringing material from our website altogether.

If you believe your copyrighted material has been used on our website in a manner that constitutes copyright infringement, please provide us with the following information:

  1. A description of the copyrighted work you claim has been infringed.
  2. The location on our website where the copyrighted work identified in item #1 is found.
    Specifically, a complete URL or URLs in the case of multiple works, must be provided.
  3. Your name, email address, phone number, and mailing address, or any other additional information which will allow us to contact you.
  4. A statement by you that you have a good faith belief that the copyrighted material identified is being used in a manner that is not authorized by the copyright owner, its agent, or the law.
  5. A statement by you, under penalty of perjury, that the notification is accurate, and that you are either the copyright owner or the authorized representative of the copyright owner.
  6. Your physical or electronic signature attesting to items #4 and #5.

Please note that we will not use the personally identifiable information contained in your response to item #3 for any purpose other than to process, investigate, and respond to your DMCA notification. Our Designated Agent for notice of claims of infringement on the website is accessible through email at: copyright@cinfin.com. Please use “DMCA Notification” in the subject of your email.

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Not Legal Advice

Content contained on or made available through this website is not intended to and does not constitute legal advice and no attorney-client relationship is formed. The accuracy, completeness, adequacy or currency of the content is not warranted or guaranteed. Your use of information on the website or materials linked from the website is at your own risk.

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Errors and Corrections

CFC does not represent or warrant that this website or the content will be error-free, free of viruses or other harmful components, or that defects will be corrected or that it will always be accessible. CFC does not warrant or represent that the content available on or through this website will be correct, accurate, timely, or otherwise reliable. CFC may make improvements and/or changes to its features, functionality or content at any time.

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Disclaimer of Warranties and Limitation of Liability

This website is provided on an "as is” basis. CFC expressly disclaims all warranties, including the warranties of merchantability, fitness for a particular purpose and non-infringement. Provider disclaims all responsibility for any loss, injury, claim, liability or damage of any kind resulting from, arising out of or any way related to (a) any errors in or omissions from this website and the content, including but not limited to technical inaccuracies and typographical errors, (b) any third-party websites or content therein directly or indirectly accessed through links in this website, including but not limited to any errors in or omissions, (c) the unavailability of the website or any portion of it, (d) your use of this website, or (e) your use of any equipment or software in connection with the website. CFC shall not be liable for any loss, injury, claim, liability, or damage of any kind resulting from your use of the website. Provider shall not be liable for any special, direct, indirect, incidental, punitive, exemplary or consequential damages of any kind whatsoever (including, without limitation, attorneys' fees) in any way due to, resulting from, or arising in connection with the use of or inability to use the website or the content.

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Internet Communication

The Internet is an unsecure medium. CFC does not assume any responsibility for any harm, loss, or damage you may experience or incur by the sending of personal or confidential information over the Internet to or by CFC or its third-party online service providers. Our Electronic Privacy Policy describes measures we take to safeguard your personal information collected on our website.

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Severability

If any provision of these Terms and Conditions is held invalid, void or unenforceable, that provision will be considered severable from the remaining provisions, and the remaining provisions shall remain in full force and effect.

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