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Watercraft Class Definitions

Class I watercraft: Watercraft including runabouts, cuddy cabin, pontoon boats, sailboats, rowboats and canoes

Class II watercraft: Any watercraft with permanent “sleeping,” “cooking” and “sanitary” facilities, including cruisers, motor yachts and most sailboats over 26 feet

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Cincinnati Insurance serves you exclusively through a select group of agencies that perform as premier insurance organizations in their local communities. To obtain a quote, report a claim or learn more about the value of Cincinnati’s insurance polices and reliable claims service, please find your local independent agency today. Coverage and credit availability varies by state. Underwriting requirements apply. This is not a policy.