Boating Safety and Loss Prevention Tips
- Tow skiers in open areas away from congested areas, narrow or winding
channels or near docks, buoys or floats.
- Use a wide angle rearview mirror and a second person to act as a lookout
when towing a skier.
- Stop the motor before taking a skier on board.
- Keep enough air pressure in trailer tires. Low pressure at high speeds
- Be sure your drain plugs are closed. Many boaters have launched the craft
from a trailer with the plugs open.
- Periodically recheck the motor bracket clamps for firmness. A safety chain
secured to the boat can keep the motor from falling entirely into the
- Open the hatch before starting an inboard engine. Fumes are dangerous.
- Guard against theft; don't leave your boat, motor or equipment unattended.
Take equipment not permanently attached or locked away with you when leaving
- Keep fire-fighting and life-saving equipment in good condition. This
equipment should be readily available. The first few seconds are the most
- Use an electric engraver to label your equipment.
- Before leaving your boat, be certain stoves, lights or lanterns and
switches are turned off and cigarettes extinguished. And remember—no smoking
- Lock your boat onto its trailer and secure the trailer to a fixed object
when it is not attached to a vehicle.
- Improve operating skills by completing a Coast Guard Auxiliary course. For
the boat handling course nearest you, call 800-336-BOAT. The Coast Guard
Customer Infoline 800-368-5647 provides information on vessel safety checks.
Half of all personal watercraft accidents involve operators with less than 20
hours of experience. Thirty-five percent involve riders under the age of 21.
- Make sure everyone who drives your boat knows the basic rules about right
of way, speed limits, ski restrictions and equipment condition.
Jet Skis, Waverunners and Wet Bikes
Jet skis, waverunners and wet bikes are fast, fun and inexpensive. As the
popularity of those personal watercraft increases, accidents are occurring at
an alarming rate. Each owner can and must take steps to make their personal
watercraft experience safe and enjoyable.
Know the law. Before you take your personal watercraft into the water, get
to know the boating laws and requirements in your area. Many states prohibit
wake jumping, weaving through congested traffic and high-speed operation within
a specified distance of shore, swimmers or moored vessels. Drivers and any
passengers must wear proper flotation jackets. Inexperience = trouble. Half of
all personal watercraft accidents involve operators with fewer than 20 hours of
experience. Thirty-five percent involve riders under the age of 21. Reduce your
- Improve operating skills by completing a Coast Guard Auxiliary course.
- New riders should use personal watercraft in open areas with little
- Personal watercraft that could exceed 40 mph may be more difficult for
novice operators. Select a personal watercraft that is suited to your
- Review the owner's manual carefully. Most manufacturers take a proactive
position on safety.
- Know where your personal watercraft is and who's operating it at all times.
Do not lend your personal watercraft. This puts you at tremendous financial
Facts about Alcohol and Boating
- Most boating fatalities are caused by accidental falls from boats. A
person's sense of balance is impaired by alcohol. Noise, vibration, sun glare
and wind increase the susceptibility to the effects of alcohol. Contrary to
popular belief, it is not safe to drink beer while boating; one 12-ounce beer
contains the same amount of alcohol as 1 ounce of 86-proof liquor.
- Alcohol is present in the systems of half of all drowning victims. At a
blood alcohol level of .05, your reaction times are slowed, inhibitions begin
to break down and judgment is impaired. It takes about seven hours to detoxify
from legally drunk (0.10 blood alcohol, but varies by state) to sober
Contact an Agent
Cincinnati Insurance serves you exclusively through a select group of
independent agencies that perform as premier insurance organizations in their
local communities. To obtain a quote, report a claim or learn more about the
value of Cincinnati’s insurance polices and reliable claims service, please find your local independent agency
today. Coverage and credit availability varies by state. Underwriting
requirements apply. This is not a policy.