Earthquake Insurance

Many homeowners recognize that earthquakes are not just a California problem. Yet, some carriers don’t include earthquake coverage despite these facts:

  • The most powerful earthquake in U.S. history actually occurred in New Madrid, Missouri, near Memphis, Tennessee. It registered 8.6 on the Richter scale; and damage occurred as far away as Boston, Massachusetts.
  • The New Madrid Fault is the most active fault east of the Rocky Mountains, with an average 200 quakes per year. Zigzagging for 200 miles, it threatens Indiana, Illinois, Kentucky, Tennessee, Missouri, Arkansas, Mississippi and other Midwestern states with destructive force.

Consider the Cincinnati Difference
Your Cincinnati Executive ®, Executive Classic™ Homeowner Policy, Condominium Special Form Policy and Tenants Special Form Policy automatically provide earthquake coverage. (Check with your agent to add this coverage if necessary where excluded.) Enjoy one earthquake deductible for your dwelling, contents and other structures. You may pay separate deductibles with other carriers.

Contact an Agent
Cincinnati Insurance serves you exclusively through a select group of agencies that perform as premier insurance organizations in their local communities. To obtain a quote, report a claim or learn more about the value of Cincinnati’s insurance polices and reliable claims service, please find your local independent agency today. Coverage and credit availability varies by state. Underwriting requirements apply. This is not a policy.

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