Protection for Hospice Organizations

Cincinnati’s Hospice Program provides insurance protection for all sizes of organizations that offer end- of-life care, either at the patients’ homes or inpatient facilities. With the professional advice from your independent agent representing Cincinnati, you can focus on caring for your patients while we focus on your insurance program.

Protect Your Professional Reputation

The Hospice Program offers tailored professional liability coverages for exposures unique to hospice operations.

• choose between occurrence or claims-made coverage forms, which are available in most states
• coverage available for physicians and other medical practitioners while they are providing services for your hospice organization where states allow it; otherwise vicarious liability applies

Expand Your Liability and Property Insurance

The Hospice Program includes our standard liability and property policies, which you can further customize with a variety of specialty coverages:

• Hospice Commercial General Liability Endorsement – enhances your hospice liability insurance:

–expands who is an insured to include students in training and your medical directors  and administrators

–covers damage to personal property of your clients caused by you

–expands the definition of bodily injury to include mental anguish that results from bodily injury

–covers acts, errors or omissions committed in the administration of your employee benefit program

• CinciPlus® Home Health Care Property Endorsement –bundles eight coverage features important to hospice operations that primarily provide care in the patient’s home.
• Health Care Facility Commercial Property Endorsement – includes over 25 coverage features important to hospice inpatient facilities.
• Data Compromise and Identity Theft Recovery Expense Coverage Endorsement– extends your property coverage to provide expenses to respond to a breach of sensitive employee or client information. It also provides access to services to help you recover after an incident, plus access to an exclusive website with breach preparation tools and services to protect your organization.

Options to Suit Your Needs

Round out your insurance program with these options:

• sexual misconduct or sexual molestation coverage that includes innocent party defense
• professional umbrella
• Internet liability coverage
• crime insurance and service industry bonds
• crisis event expense coverage
• commercial auto coverage
• equipment breakdown coverage
• directors and officers coverage

Cincinnati Advantage

Work confidently, knowing you are protected by a superior insurance program that provides:

• loss control services at no additional charge
• exceptional claims service from a representative who lives in or near your community in most instances
• multi-year policy terms for many coverages in most states
• stability from a company with a high financial strength rating from A.M. Best Co.
• a management team dedicated to keeping your insurance program on the leading edge

Contact an Agent

Cincinnati Insurance serves you exclusively through a select group of independent agencies that perform as premier insurance organizations in their local communities. To obtain a quote, report a claim or learn more about the value of Cincinnati's insurance policies and reliable claims service, please find your local agency representing Cincinnati Insurance today. Coverage availability and premium discounts vary by state. Underwriting requirements apply. This is not a policy.