Everything Insurance Should Be™
Cincinnati Financial, formed in 1968, stands among the nation’s top 25
property casualty insurer groups, based on 2011 direct written premiums. It
operates through The Cincinnati Insurance Company, which itself has four insurance
subsidiaries, and through two financial services subsidiaries.
How We Build Value
Four independent agents formed The Cincinnati Insurance Company in 1950; their
commitment to the independent agency system became our core strength and
continues as our most important competitive advantage. Our mission places independent agents at the
center of our identity, recognizing that locally based agents have the
relationships that lead to satisfied, loyal policyholders and profitable
business. This approach has produced above average profitability and growth of
shareholder dividends, benefiting from our low expense field structure.
Empowered field representatives work out of their homes in the same communities
as the agents and policyholders they serve.
The Cincinnati Insurance Companies continuously strengthen service by
offering agents and policyholders a stronger local presence, unparalleled claim
service, work-saving technology initiatives and competitive products, rates and